Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By creating an account and using FinanzIA ("the App"), you agree to be bound by these Terms of Service. If you do not agree, do not use the App.

2. Description of Service

FinanzIA is a personal finance management tool that uses artificial intelligence to help you track expenses, manage budgets, and receive financial insights. The App is provided "as is" and we make no guarantees about accuracy or availability.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials. You agree not to use the App for any unlawful purpose or in violation of any applicable laws.

4. Data & Privacy

We take your privacy seriously. Your financial data is stored securely and is never shared with third parties without your consent. We may use anonymized data to improve our AI models. See our Privacy Policy for more details.

5. Limitation of Liability

FinanzIA is a tool for informational purposes only. We are not financial advisors. The App does not provide financial, legal, or investment advice. Use your own judgment when making financial decisions.

6. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email or in-app notification.

7. Contact

For questions about these terms, please contact us through our app's AI chat or via the support channels available in the application.